At Index Capital Funds, personal banking goes beyond managing money—it is a commitment to supporting your financial journey with reliable tools, expert service, and secure solutions. Whether you’re navigating everyday expenses, planning for the future, or growing your savings, we provide banking services tailored to your goals and lifestyle.

Our Personal Banking Solutions

1. Checking and Savings Accounts

  • Flexible accounts with no hidden fees

  • Tools to manage daily expenses and long-term goals

  • Competitive interest rates to help your savings grow

2. Debit and Card Services

  • Complimentary Visa or Mastercard debit cards

  • Secure and convenient for both in-store and online purchases

  • Card management features including instant freeze and replacements

3. Online and Mobile Banking

  • Full access to your account anytime, anywhere

  • Transfer funds, pay bills, and monitor balances in real-time

  • Secure login with biometric and multi-factor authentication

4. Direct Deposit and Bill Payments

  • Receive your salary faster through automated direct deposit

  • Manage and schedule payments to avoid delays or late fees

  • Paperless process to improve convenience and efficiency

5. Personal Loans and Credit Options

  • Financing tailored to your needs, from emergencies to lifestyle investments

  • Transparent terms and competitive rates

  • Fast application process and responsive support

6. Treasury Bill Investment Access

  • Direct access to short-term, government-backed investment opportunities

  • Seamlessly link your savings account to T-bill investment channels

  • Monitor maturity dates and returns with integrated investment tracking

Security You Can Trust

We prioritize your safety with:

  • Advanced encryption and fraud detection

  • Instant transaction alerts and account monitoring

  • Secure, paperless statement delivery

Why Choose Index Capital Funds?

  • Client-Focused Support: Dedicated banking professionals who understand your goals

  • Secure and Scalable Technology: Designed for modern financial management

  • Commitment to Your Success: Our services grow with your needs, from your first paycheck to major milestones

Open Your Personal Account

Start your journey today with a banking experience tailored to you.